general liability?
we’ve got you covered

Personalized coverage for you and your business starts here

Instant personal quotes

Expert brokers for businesses

100% online or broker-guided

AI-powered claims in minutes

Cover yourself and your loved ones.

Cover yourself and your loved ones.

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Protection tailored for businesses.

Protection tailored for businesses.

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Trusted by thousands,
loved by individuals.

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James Carter

Small Business Owner

Clarence helped me find the right plan without wasting hours. Everything was simple, transparent, and fast.

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Lina Mendez

HR Manager

The experience felt so human. No jargon, just clear support. I recommended Clarence to all my colleagues.

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Valeria Gómez

Freelancer

Buying insurance used to stress me out. Clarence made it feel like chatting with a friend.

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Marcus Lee's avatar

Marcus Lee

Marketing Lead

I loved how Clarence explained complex plans in plain English. Super helpful and quick.

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Personal insurance,
without the hassle.

Protect everything that matters—instantly, simply, and reliably.

60% of Americans are
underinsured. Don't be one of them.

Renters
Renters

Protect your stuff and your peace of mind.

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Home
Home

Your home, fully covered—inside and out.

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Car
Car

Drive confidently with tailored protection.

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Pet
Pet

Protect your stuff and your peace of mind.

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Life
Life

Protect your stuff and your peace of mind.

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Business insurance,
simplified.

Tailored protection for your business, guided by experts.

75% of small businesses don’t have the right coverage. Get expert-backed protection.

General Liability Insurance
General Liability Insurance

Essential coverage for everyday risks and claims.

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Business Owner’s Policy (BOP)
Business Owner’s Policy (BOP)

Essential coverage for everyday risks and claims.

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Workers’ Compensation Insurance
Workers’ Compensation Insurance

Protect your employees—and your business—from work-related injuries.

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Commercial Property Insurance
Commercial Property Insurance

Safeguard your business property against damage and loss.

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Tailored coverage for
your industry.

Insurance solutions built specifically for your business needs.

Construction
Construction
Contractors
Contractors
Consultants
Consultants
Cleaning
Cleaning
Retail
Retail

Why choose Clarence?

Insurance designed around you and your business.

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AI-powered,
personalized coverage

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Instant,
stress-free claims

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Clear prices,
zero surprises

1,000s
of happy customers.
3X YOY GROWTH
4.9/5
Customer satisfaction.
3X YOY GROWTH
<2 minutes+
Average quote time.
3X YOY GROWTH

Backed by
experienced
insurance advisors

Clarence's expert advisors combine decades of industry knowledge and personal guidance, helping you navigate coverage with confidence.

Licensed Experts

All advisors hold active state licenses

Deep Experience

All advisors hold active state licenses

Personalized Guidance

Tailored advice for personal and business insurance

Jane

Jane

Senior Insurance Advisor

25+ years specializing in personal and small-business coverage.

Agency: Thompson Insurance Group

Licensed in: CA, TX, FL

Thompson

Thompson

Commercial Insurance Specialist

Expert in complex commercial risk assessment and tailored solutions.

Agency: Reynolds Risk Advisors

Licensed in: NY, NJ, PA

Sara Kim

Sara Kim

Personal Lines Advisor

Personalized guidance on home, renters, and life insurance.

Agency: Kim Insurance Associates

Licensed in: IL, MI, OH

Join Clarence