Tools & Equipment Insurance

Coverage that keeps your business moving, even if your gear doesn’t.

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Protects portable tools & machinery
Coverage for theft, loss, and damage
Ideal for contractors & trades

Why Tools & Equipment Insurance?

Secure your livelihood

Your business depends on your gear—keep it protected.

Stay productive

Quick claims help replace tools so you can get back to work fast.

How Tools & Equipment Insurance Works

Real businesses. Real coverage. Real stories.

Clarence made it easy. We had an accident, and everything was resolved in days—not months.

Alex D.

Café Owner

I got coverage in 10 minutes during a lunch break. No paperwork, no stress.

Jamie T.

Freelance Designer

A customer slipped in our shop. Clarence handled the medical bills without hassle.

Miguel R.

Retail Store Manager

What's included in Tools & Equipment Insurance?

Comprehensive coverage

Protects against a wide range of common business risks.

Affordable plans

Competitive pricing to fit your budget.

Expert support

Access to knowledgeable advisors whenever you need help.

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How to get Tools & Equipment Insurance from Clarence

Share your business details

A quick questionnaire helps us understand your unique risks.

Get personalized coverage

Instantly see policy recommendations tailored to your needs.

Connect with an expert (optional)

Talk directly with a licensed advisor for guidance.

Get covered immediately

Finalize your coverage online in just a few clicks.

FAQs

Find answers to your most pressing questions about Tools & Equipment Insurance.

Not always. While some commercial property insurance may cover tools and equipment, it is often limited to items stored at a specific location (like your office or workshop). Tools & Equipment Insurance, also known as inland marine insurance, is designed to cover your portable gear while it's in transit or at a job site. It provides coverage for items that are frequently moved, which is typically excluded or limited under a standard property policy. This is why it's an essential policy for contractors and other tradespeople who work on the go.