Workers’ Compensation Insurance

Protect your team—and your business—when accidents happen.

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  • Required in most states
  • Covers medical costs & lost wages
  • Protects both employees and employers

Why Workers’ Comp?

Support your employees

Coverage for workplace injuries, medical bills, and recovery time.

Team of protected employees

Protect your business

Shield against employee lawsuits and unexpected expenses.

How It Works

Employee injured at work

An employee gets injured on the job

A team member suffers an injury while performing their work duties.

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Medical bills and wage forms

Insurance covers the costs

Insurance pays for medical bills and a portion of lost wages while they recover.

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Business owner and employee shaking hands

Your business & team are secure

Your employee gets needed care, and you avoid costly out-of-pocket expenses.

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Real businesses. Real coverage. Real stories.

What's included in Workers' Compensation?

01

Medical Expenses

Covers hospital visits, ongoing care, and rehabilitation.

02

Lost Wages

Provides partial income for employees while they are recovering.

03

Legal Protection

Shields your business from lawsuits related to the injury.

04

Death Benefits

Provides financial support for families if a tragedy occurs.

View full coverage details

How to get Workers’ Comp from Clarence

Share your business details

A quick questionnaire helps us understand your unique risks.

Get personalized coverage

Instantly see policy recommendations tailored to your needs.

Connect with an expert (optional)

Talk directly with a licensed advisor for guidance.

Get covered immediately

Finalize your coverage online in just a few clicks.

FAQs

Find answers to your most pressing questions about Workers' Compensation.

Most likely, yes. The vast majority of states legally require businesses with employees (even just one) to carry Workers' Compensation insurance. Requirements vary by state, so it's crucial to check your local laws.

Chat with an advisor today.

Have questions?

Chat with an advisor today.

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Commercial Auto

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The Clarence Difference

What's the difference?

Cover yourself and your loved ones.

Cover yourself and your loved ones.

Protection tailored for businesses.

Protection tailored for businesses.

Join Clarence