Business Owner’s Policy (BOP)

Comprehensive coverage that protects your business inside and out.

Get your instant quote →
  • Bundles General Liability + Property Insurance
  • Affordable, all-in-one coverage
  • Expert advisors to tailor your policy

Why BOP?

Affordable protection

Combining two essential policies into one saves you money and simplifies coverage.

Advisor

Peace of mind

From lawsuits to property damage, you’ve got protection across the board.

How BOP Works

Shop after a fire

A fire damages your shop

Your property repairs are covered.

Learn More
Customer slipping in a store

A customer slips inside

Your liability coverage kicks in.

Learn More
A thriving business

You keep growing

Stay protected without juggling multiple policies.

Learn More

Real businesses. Real coverage. Real stories.

What's included in a Business Owner's Policy?

01

General Liability

Protects against lawsuits and injury claims.

02

Property Insurance

Covers your buildings, equipment, and inventory.

03

Business Interruption

Covers lost income if your operations have to pause.

View full coverage details

How to get BOP from Clarence

Share your business details

A quick questionnaire helps us understand your unique risks.

Get personalized coverage

Instantly see policy recommendations tailored to your needs.

Connect with an expert (optional)

Talk directly with a licensed advisor for guidance.

Get covered immediately

Finalize your coverage online in just a few clicks.

FAQs

Find answers to your most pressing questions about a Business Owner's Policy.

Yes, in most cases. Bundling General Liability and Property Insurance into a single Business Owner's Policy is typically more affordable than purchasing each coverage individually.

Chat with an advisor today.

Have questions?

Chat with an advisor today.

Explore more business insurance options

General Liability

General Liability

Learn More
Workers' Compensation

Workers' Compensation

Learn More
Commercial Auto

Commercial Auto

Learn More

The Clarence Difference

What's the difference?

Cover yourself and your loved ones.

Cover yourself and your loved ones.

Protection tailored for businesses.

Protection tailored for businesses.

Join Clarence