Employment Practices Liability Insurance (EPLI)

Protect your business from workplace-related claims.

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  • Coverage for wrongful termination & discrimination claims
  • Defend against employee lawsuits
  • Confidence in compliant HR practices

Why EPLI?

Shield from lawsuits

Coverage for claims of harassment, discrimination, or wrongful termination.

Advisor

Safeguard your business reputation

Protect both your finances and your brand from costly disputes.

How EPLI Works

An employee files a discrimination claim

An employee files a discrimination claim

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EPLI covers defense & settlements

EPLI covers defense & settlements

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Your business continues without financial strain

Your business continues without financial strain

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Real businesses. Real coverage. Real stories.

Alex D.

Clarence made it easy. We had an accident, and everything was resolved in days—not months.

AD

Alex D.

Café Owner

Jamie T.

I got coverage in 10 minutes during a lunch break. No paperwork, no stress.

JT

Jamie T.

Freelance Designer

Miguel R.

A customer slipped in our shop. Clarence handled the medical bills without hassle.

MR

Miguel R.

Retail Store Manager

What's included in Employment Practices Liability Insurance?

01

Comprehensive coverage

Protects against a wide range of common business risks.

02

Affordable plans

Competitive pricing to fit your budget.

03

Expert support

Access to knowledgeable advisors whenever you need help.

View full coverage details

How to get EPLI from Clarence

Share your business details

A quick questionnaire helps us understand your unique risks.

Get personalized coverage

Instantly see policy recommendations tailored to your needs.

Connect with an expert (optional)

Talk directly with a licensed advisor for guidance.

Get covered immediately

Finalize your coverage online in just a few clicks.

FAQs

Find answers to your most pressing questions about Employment Practices Liability Insurance (EPLI).

Yes, absolutely. Small businesses are often more vulnerable to these types of lawsuits because they may not have a dedicated HR department or the resources to implement and enforce strong employment policies. An employee lawsuit, even if baseless, can be financially devastating. Studies show that a small business is more likely to be sued by an employee than to have a fire, yet many businesses are unprotected. EPLI can cover the legal defense costs, which can be significant even if you win the case.

Chat with an advisor today.

Have questions?

Chat with an advisor today.

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Workers' Compensation

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Professional Liability

Professional Liability

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The Clarence Difference

What's the difference?

Cover yourself and your loved ones.

Cover yourself and your loved ones.

Protection tailored for businesses.

Protection tailored for businesses.

Join Clarence